Financial planning at retirement age (before and after 60)

Steady Planning Finance 財經 This is the stage of life that is basically set and the various goals set in life are already set. At this stage of life, people's approach to financial planning is already relatively unified, and the main focus is on stability. Save some emergency funds for contingency. The biggest expense at this stage may be medical expenses, so you should plan ahead, and if we have some financial development plans for the business, it is best not to manage risky, long-cycle investments for students. The security of funds is the primary consideration, which is the most important guarantee for the quality of living environment in old age. 財經 Specifically, at this stage, financial management should be stable and preserve value for the purpose of financial research, to minimize risky investment risks, such as 10% of the investment cost ratio. In addition, the accumulation of wealth in the early stage of development can be fully realized in this stage, in addition to continue to optimize the allocation of some stable products, can also be directly used to enjoy social life. Order of financial priorities. Finance 金融 Pension development planning>Estate planning>Emergency fund>Special education target business planning The environment in which people are born cannot be chosen, but the accumulation of wealth and the behavior of investment and financial management can be chosen. If you want to rise to the top of the wealth hierarchy, you have to know how to operate and plan at different stages of your life, have a sense of financial management, allocate your assets reasonably, accumulate wealth in the midst of ups and downs, and become your own "winner in life" at different stages. Investment and financial management itself has very professional characteristics, at different stages of life, each person's situation is different, according to different people's situation, take different investment portfolio, in order to maximize the value of wealth, personal knowledge and vision is limited, through the professional organization of professionals to better help individuals grasp the wealth situation, customized investment planning, to bring considerable income. Featured Articles： Collated 6 investment and financial advice, for your reference! How to develop a good investment mindset and be a healthy investor A few suggestions for ordinary people to invest in financial management